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Any Type of Loan. From 3.99% APR.
Any Reason. Online and Safe.
All Credit Types Accepted.
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  How it Works    FAQ    Rates and Fees    Privacy - Terms of Use    


 

COVID-19 Update : Unlike other financial companies who may want you to visit an office or branch, our services are online and safe. Complete your request and get funded from the safety of your own location.

Anti-SPAM Policy : While other sites and companies will email (SPAM) you mercilessly, we do not. We would rather you visit us again when you need a loan than to annoy you with repeated emails.

The Personal Loan Solution To Get the Funds you need Fast!

With ClickandGoloans, you can receive funding up from $500 up to $35,000. We have an extensive lender network which allows us to service almost all states and locations. Loan Type selected versus what you may be approved for is dependent on your submitted information. Your Loan request can be processed and received quickly - all from wherever you are. Whether it be an installment loan, personal loan, small dollar loan, holiday or emergency loan, we can help.

Disclosure Policies and Other Important Information:

Please read the following information and disclosures about General Loan information, APR information, Renewals and Repayment Terms.

Basic Loan Requirements:

- Must be at least 18 years old
- Must be a U.S. citizen or Permanent Resident
- Currently employed or receive steady income
- Good, Average, Poor, Bad, All Credit Types OK
- Have a bank account that can receive funds,
ideally with direct deposit

Privacy and Security:

We take privacy and security seriously and encrypt all data using industry standard security protocols so third parties do not get your information. More details can be found in our privacy policy.

Fees and Interest:

Our site's services will always be provided free of charge, but that the lender will not give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

Basic Example

For a $5,000 36-month loan at an interest rate of 5.99% with a 1% origination fee of $50.00, you will receive a loan amount of $4,950.00 and will make 36 monthly payments of about $153.61 at a 5.99% APR. Total loan cost would be $5,595.00.

APR Information:

The Annual Percentage Rate (APR) defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. This site cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Our lending partners set the APR on loans. An APR can run between 3.99%-35.99%. Loan products may have as little as an 60 day or up to a 72 month maximum repayment term. However, a lender can charge an APR that does not fall within that range. We advise the borrower to read the terms of your loan carefully before accepting and signing a loan contract.

Lender's Renewal Policies:

Each lenders may have different renewal policies. Some of them have automatic renewals or they may have rollover features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. It is very important to read through the entire loan agreement and disclosure to make sure you are comfortable with their terms before accepting the loan.

Late Payments, Partial Payments, or Non Payments and Collections:

Though each lender has to operate within the state and or local laws that govern them, they each have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may for example add fees, send to a collections agency, or report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies. We advise the borrower to read the terms carefully and repay on time to avoid rollovers, renewals, and any additional fees.

Other Important Information:

Clickandgoloans.com (the "website") is not an offer or solicitation to lend. The website only provides a service and is not an agent, representative, or broker of any lender and does not endorse or charge you for any loan or product. The website Clickandgoloans.com may contain affiliate links that may result in a commission. The website operators are not lenders, do not make loans of any type, and do not make credit decisions. The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $500 to $35,000 but not all lenders can provide up to $35,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. If you have any questions, contact your lender directly for details, questions, or concerns regarding your loan or credit product. Short-term cash loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. This service and lenders are not available in all states. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. For any details, questions or concerns regarding your loan, questions on rates, please contact your lender directly.

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